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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. All of the following are unfair trade practices EXCEPT:

A) Reinsurance
B) Fraudulent advertising
C) Misrepresentation
D) Illegal inducement

2. (One of the purposes of a qualified profit-sharing plan is to:)

A) Reward the stockholders of a corporation.
B) Motivate management to achieve a 25% profit margin.
C) Liquidate the assets of a corporation.
D) Distribute a portion of company earnings to employees.

3. The penalty tax incurred for premature distributions from an IRA is:

A) 10%
B) 50%
C) 20%
D) 5%

4. Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?

A) Installment refund
B) Cost recovery
C) Period certain
D) Cash refund

5. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Immunizations
B) Hearing tests
C) Outpatient prescription vitamins
D) Routine physical examinations

Solutions: